We sell tickets online ahead of time and take walk-ups at the dock. Are those priced the same?

No. An online or keyed sale carries more risk than a card read at the dock and costs more. Neither is avoidable if you sell both ways, but knowing the split tells you what your real effective rate is rather than the one on the quote.

Our summer is enormous and winter is very quiet. What should we watch for?

The charges that do not move with volume. Monthly minimums, statement fees and annual charges all land the same in January as in July, and they are the ones that hurt a seasonal business. We go through them on your own statement.

Are we locked into a multi-year contract if we sign up here in Munising?

No. There are no multi-year contracts, so you're never stuck with us. We aim to keep you by earning it.

How do I know you'll actually save me money over what I pay now?

We show you real numbers side by side against your current statement. If we can't beat what you pay now, we'll tell you straight rather than waste your time.

Locations

Payment Processing in Munising, MI

When the busy season hits Munising, every sale should be one easy tap, at the counter, at a booth, or out in the field.

Munising is the gateway to Pictured Rocks on Lake Superior, a town with a paper mill and a timber operation behind it and a downtown that refilled its empty storefronts on the back of a million-plus visitors a year. You get fair rates, no long contracts, and a real person who actually answers when you call.

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What we set up for your busy season

Whether you need simple credit card terminals, a complete point of sale system, or a new merchant account, we set up the credit card processing that fits Munising.

Set up credit card processing and POS systems for downtown restaurants, bars, shops and bakeries, through a peak Saturday and a quiet weekday alike.
Handle payments for the cruise, kayak and tour operators who sell ahead of time and again at the dock.
Sort out merchant services for lodging, from a deposit taken at booking to the balance settled at the desk.

Card processing for seasonal businesses in Munising

Munising is unusual for a small tourism town in having real year-round employers behind the season, which means the downtown is serving locals in February as well as visitors in July. A business here has to price for both, and the swing between them is wide enough that the fixed monthly charges on a processing account deserve a closer look than the headline rate.

Munising and the area we serve

Munising is better balanced than most towns on a national lakeshore. Neenah Paper is the largest employer, with Timber Products and the Alger Max correctional facility behind it, and that industrial base is why the place has a diversified economy at all, which is not common for a small rural town in the Midwest.

On top of that sits the visitor economy, and it is substantial. The town took 1.3 million visitors in 2021, generating $64.2 million in local spending, and the downtown has been rebuilt around it. As recently as 2016 there were twenty vacant storefronts, and every one has since been filled or demolished, with close to a dozen businesses opening a year, mostly bars, restaurants and shops. The Munising Marketplace development is adding 39 rental units and about 12,400 square feet of commercial and retail space on top of that. The Alger County Chamber and the Downtown Development Authority run under the same leadership, which is a sign of how tightly the two sides are managed together.

The recreation businesses are the part with the unusual payment shape. Pictured Rocks Cruises, Glass Bottom Shipwreck Tours, the kayak outfitters and the jet boat operators mostly sell tickets ahead online and then handle walk-ups, changes and upgrades at the dock. That means a card-not-present sale and a card-present sale for the same customer, sometimes minutes apart, and the two land in different places on the bill.

Pricing, plainly

We show you real numbers side by side, so you know exactly what you would pay. If we can't beat what you pay now, we'll tell you straight.

Our small business credit card processing keeps merchant services and payment processing under one honest roof.

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Questions about card processing in Munising

We sell tickets online ahead of time and take walk-ups at the dock. Are those priced the same?: No. An online or keyed sale carries more risk than a card read at the dock and costs more. Neither is avoidable if you sell both ways, but knowing the split tells you what your real effective rate is rather than the one on the quote.
Our summer is enormous and winter is very quiet. What should we watch for?: The charges that do not move with volume. Monthly minimums, statement fees and annual charges all land the same in January as in July, and they are the ones that hurt a seasonal business. We go through them on your own statement.
Are we locked into a multi-year contract if we sign up here in Munising?: No. There are no multi-year contracts, so you're never stuck with us. We aim to keep you by earning it.
How do I know you'll actually save me money over what I pay now?: We show you real numbers side by side against your current statement. If we can't beat what you pay now, we'll tell you straight rather than waste your time.

Every payment kept secure

Your customers' card information is always protected. We follow PCI DSS security standards, the same rules the major card companies require, so every payment is handled safely.

Other Michigan locations

Serving businesses across Michigan, including Copper Harbor.

Copper Harbor, MI

We list only a couple of towns in Michigan so far. These are other small towns we work with, in the same position elsewhere.

See all Michigan locations

Running one of these? What Munising restaurants should know about card payments, What Munising retail should know about card payments, What Munising bars should know about card payments.