April is a huge share of our year. What should we be looking at on a processing bill?

The charges that do not move. A monthly minimum, a statement fee or an annual fee is paid in November just as in April, and on a business with one big month those are the numbers that decide whether the quiet part of the year is comfortable or not.

Can we take cards outside the shop during festival weekends?

Yes. A handheld on cellular works on the street or at the waterfront, and it is worth testing where you will actually be standing, because a device that works fine in an empty shop can struggle in a crowd.

Are we locked into a multi-year contract if we sign up here in La Conner?

No. There are no multi-year contracts, so you're never stuck with us. We aim to keep you by earning it.

How do I know you'll actually save me money over what I pay now?

We show you real numbers side by side against your current statement. If we can't beat what you pay now, we'll tell you straight rather than waste your time.

Locations

Payment Processing in La Conner, WA

From the dock and the farmers market to your Main Street counter, take cards wherever your customers are, in season and year-round.

La Conner is a Skagit County village of under a thousand people on the Swinomish Channel, where a single street of galleries, boutiques, cafes and marine businesses does most of the town's trade. You get fair rates, no long contracts, and a real person who actually answers when you call.

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What we help you take, on the water and in town

We provide merchant services for La Conner: credit card processing, POS systems, and the card machines and terminals to run them.

Set up credit card processing and POS systems for First Street galleries, boutiques, cafes and the brewery.
Handle mobile payments for businesses working the waterfront, the marina and festival weekends away from a fixed counter.
Sort out merchant services for lodging taking bookings well ahead of the season they belong to.

Serving La Conner and its waterfront

La Conner packs its commerce into a very small footprint. The town sits along the Swinomish Channel in western Skagit County, across the water from the Swinomish Indian Reservation on Fidalgo Island, and First Street carries most of what it does: independent shops, cafes, wine tasting, a brewery, and at least a dozen art galleries along one stretch. Fine-art galleries, casual taverns, boutiques and marine businesses all sit within a few hundred yards of each other, which is a lot of separate small merchants in one place.

The Skagit Valley Tulip Festival is the event the year turns on. It runs through April, the parade comes down First Street, and the valley around the town becomes the largest tulip-growing region in the world for a month. For a shop or a kitchen on First Street that single month is a disproportionate share of the annual take.

That concentration is not theoretical, and the town found out the hard way. In early 2020, with the festival cancelled and the season lost, nine downtown businesses announced closures. Any business whose year leans that heavily on one stretch has a particular interest in what its fixed costs are doing during the other eleven months, and a processing account is one of the few places those costs are both significant and negotiable.

Straightforward pricing

We show you real numbers side by side, so you know exactly what you would pay. If we can't beat what you pay now, we'll tell you straight.

From your payment processor to your credit card machines, we keep merchant services simple and the pricing clear.

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Card processing for waterfront and Main Street businesses

La Conner concentrates an unusual amount of its year into one month, and the town has already learned what that concentration costs. A business here needs to know what it pays in the eleven months that are not April, not just the rate it was quoted on the strength of the one that is.

Questions about card processing in La Conner

April is a huge share of our year. What should we be looking at on a processing bill?: The charges that do not move. A monthly minimum, a statement fee or an annual fee is paid in November just as in April, and on a business with one big month those are the numbers that decide whether the quiet part of the year is comfortable or not.
Can we take cards outside the shop during festival weekends?: Yes. A handheld on cellular works on the street or at the waterfront, and it is worth testing where you will actually be standing, because a device that works fine in an empty shop can struggle in a crowd.
Are we locked into a multi-year contract if we sign up here in La Conner?: No. There are no multi-year contracts, so you're never stuck with us. We aim to keep you by earning it.
How do I know you'll actually save me money over what I pay now?: We show you real numbers side by side against your current statement. If we can't beat what you pay now, we'll tell you straight rather than waste your time.

Safe payments on and off the water

Your customers' card information is always protected. We follow PCI DSS security standards, the same rules the major card companies require, so every payment is handled safely.

Other Washington locations

Serving businesses across Washington, including Sequim, Port Townsend, and Winthrop.

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