Locations
Payment Processing in Homer, AK
From the dock and the farmers market to your Main Street counter, take cards wherever your customers are, in season and year-round.
Homer runs on a 4.5-mile spit into Kachemak Bay that holds the small boat harbor, the charter fleet and a dense strip of shops, kitchens and lodging, with a year-round town of healthcare, arts and growers behind it. You get fair rates, no long contracts, and a real person who actually answers when you call.
What we help you take, on the water and in town
From credit card machines and countertop terminals to full point of sale (POS) systems, we handle payment processing for Homer businesses of every kind.
- Set up credit card processing and POS systems for Spit retail, restaurants and lodging, built to hold up through a July weekend.
- Handle mobile payments for charter operators, water taxis and guides taking cards at the ramp or on the boat rather than at a counter.
- Sort out merchant services for the year-round side of town, including deposits taken well ahead of the trip they pay for.
Serving Homer and its waterfront
The Homer Spit does a lot of work for one strip of gravel. It reaches 4.5 miles into Kachemak Bay and carries the port facilities and the small boat harbor, which makes it the base for both the marine trades and the commercial fishing fleet. Homer lands more halibut than any other port in the world, and the charter operators built on that share the Spit with shops, restaurants, campgrounds, lodging, water taxis and sightseeing outfits. In summer that strip is about as concentrated a run of small businesses as you will find in Alaska.
Behind it the town is broader than the Spit suggests. Commercial fishing and tourism are the headline, and healthcare, the arts and independent farm growers are a real part of the mix too, which is why Homer keeps a working economy through the months when the boardwalk is shut. The Chamber of Commerce has been the voice of business here since 1948 and is itself among the significant employers in the area.
The payments picture follows directly from that. A charter takes a deposit at booking in February and the balance at the ramp in July, which means one card-not-present payment and one card-present payment for the same trip, priced differently. A Spit kiosk does hundreds of small tickets across a weekend and almost nothing in October. A clinic or a gallery in town runs level all year. Those are three different processing problems, and a single flat rate quoted at all three is doing at least two of them a disservice.
Straightforward pricing
We show you real numbers side by side, so you know exactly what you would pay. If we can't beat what you pay now, we'll tell you straight.
Ask about credit card terminals, POS systems, or a full merchant account, and we'll put a custom quote together on a short call.
Get a Free QuoteCard processing for waterfront and Main Street businesses
Homer has two economies sharing one season. The Spit fills up with charter crews, water taxis, boardwalk retail and kitchens through the summer, and the town behind it, the clinics, the galleries, the growers, works all year at a steadier pace. A business here usually sits in one of those or straddles both, and the payment setup that suits a boardwalk kiosk in July is not the one that suits a year-round practice.
Questions about card processing in Homer
- We take a deposit months before the trip and the rest on the day. How should that be set up?
- Deposit as a payment on the day it is agreed rather than an authorization held open, because an authorization is not money and does not sit there indefinitely. Then take the balance on a card read at the ramp, which costs less than keying it in later.
- Can our skippers and guides take cards away from an office, down at the harbor?
- Yes. A handheld on cellular works at the ramp or on the water, and prints or emails a receipt there. Worth testing it where you actually operate before you rely on it, because coverage decides this rather than the brochure.
- Are we locked into a multi-year contract if we sign up here in Homer?
- No. There are no multi-year contracts, so you're never stuck with us. We aim to keep you by earning it.
- How do I know you'll actually save me money over what I pay now?
- We show you real numbers side by side against your current statement. If we can't beat what you pay now, we'll tell you straight rather than waste your time.
Safe payments on and off the water
Your customers' card information is always protected. We follow PCI DSS security standards, the same rules the major card companies require, so every payment is handled safely.
Other Alaska locations
Serving businesses across Alaska, including Talkeetna.
We list only a couple of towns in Alaska so far. These are other small towns we work with, in the same position elsewhere.
Running one of these? What Homer restaurants should know about card payments, What Homer retail should know about card payments, What Homer contractors should know about card payments.