Locations

Payment Processing in Buffalo, WY

Straight answers, equipment that works out here, and a real person when you call, with invoicing and phone payments for the way you actually bill.

Buffalo is the Johnson County seat at the foot of the Bighorn Mountains, a working ranch town whose Main Street still runs on the same commerce it did a century ago, with the 1880 Occidental Hotel anchoring the block. You get fair rates, no long contracts, and a real person who actually answers when you call.

Card processing for ranches and rural businesses

A Buffalo business is generally serving two customers at once, the ranches and the people who live here year round, and the travelers coming off the interstate or down out of the Bighorns. Those two pay differently, one on account and in larger irregular amounts, the other on a card at a counter. A setup that handles both without fuss, and pricing you can actually read, is what we're here for.

What we help you handle

From credit card machines and countertop terminals to full point of sale (POS) systems, we handle payment processing for Buffalo businesses of every kind.

  • Take card payments in person with tap, chip, swipe and phone payments, at a Main Street counter, a restaurant table or a hotel front desk.
  • Set up registers, card readers, and full POS systems matched to how the shops, kitchens and lodgings here actually operate.
  • Handle invoicing and payments over the phone for the ranch and ag side, where the bill goes out after the work rather than at a till.

Honest pricing

We show you real numbers side by side, so you know exactly what you would pay. If we can't beat what you pay now, we'll tell you straight.

Ask about credit card terminals, POS systems, or a full merchant account, and we'll put a custom quote together on a short call.

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Serving Buffalo and the country around it

Buffalo was settled in the 1860s and incorporated in 1879 as the seat of Johnson County, and it grew into the commercial center for the ranches spread out around it at the foot of the Bighorn Mountains. That role has not really changed. The businesses on Main Street are still supplying and serving working outfits as well as visitors, and the county's guest ranches, six of them, bring a different sort of trade again.

The Occidental Hotel is the landmark and a fair summary of the town's history. Built in 1880, ten years before Wyoming was a state, it started as a two-story log building with six rooms, a saloon, a kitchen and a livery stable, and was replaced with brick as Buffalo grew into a commercial center for the surrounding ranches and dude ranches early in the twentieth century. Calamity Jane, Buffalo Bill Cody, Butch Cassidy, Teddy Roosevelt and Ernest Hemingway all passed through it, and it was a meeting place during the Johnson County cattle war. It closed in the mid-1980s and came within about eight weeks of demolition before Dawn Dawson bought it in 1997 and brought it back, with the 1908 saloon, the Virginian Restaurant and the Busy Bee cafe still working.

What that means commercially is a town with a genuine year-round base, ranching and county business, plus a summer layer of travelers heading into the Bighorns or stopping off the interstate. The card side of the business has to work at a busy counter in July, and the invoicing side has to work in February.

Questions about card processing in Buffalo

We bill ranch customers after the work rather than at a counter. Can you handle that?
Yes. Invoicing with a pay link, and taking a card over the phone, are both straightforward. Worth knowing that a keyed or phone payment costs more than a card read on a device, so it's worth being deliberate about which you use and when.
One job can be worth far more than our usual ticket. Does that cause problems?
It can, and it is better to know in advance. Your account is underwritten around an expected average ticket, and a payment well above it can be held for review. Tell your processor before the large one lands and it is usually a non-event.
Are we locked into a multi-year contract if we sign up here in Buffalo?
No. There are no multi-year contracts, so you're never stuck with us. We aim to keep you by earning it.
How do I know you'll actually save me money over what I pay now?
We show you real numbers side by side against your current statement. If we can't beat what you pay now, we'll tell you straight rather than waste your time.

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